News - Auto Enrolment

The Bank of England maintained rates at 4%, signalling caution while monitoring inflation’s trajectory before further cuts COP30 focused on climate finance and meeting global emissions goals, with notable absences from major emitting nations’ leaders Pre-Budget uncertainty is influencing first-time buyers and landlords, impacting housing activity and rental market behaviour “We still think rates are […]

The retirement landscape – hybrid working changes the scene

Hybrid working helps employees phase gradually into retirement while supporting wellbeing Working part-time after 66 can smooth the retirement transition and boost pension savings Seek advice as pensions, investments and tax payments could all be impacted Higher productivity. Better quality of life. Greater satisfaction. These are just some of the potential benefits of hybrid working; […]

Gen Z – betting on an inheritance – time to stand on your own two feet?

Relying on inheritance to fund retirement is risky as it can’t be guaranteed Starting early with small, regular pension contributions can help you benefit long-term compounding Take advantage of employer contributions, combine pension pots and maximise tax relief Retirement can seem an age away when you’re in your twenties and thirties, but it’s never too […]

News in Review

In a Pre-Budget speech, the Chancellor positioned her fiscal decisions as necessary in light of the UK’s current economic challenges The Renters’ Rights Bill has received Royal Assent, which is set to change the rights of 11 million private tenants in England President Trump and Chinese President XI Jinping met in South Korea to discuss ongoing trade tensions “Each of us must do our bit for the security […]

Selling through the seasons

Buyers can be swayed by seasonal features depending on when they’re buying Winter buyers prioritise warmth, so would pay more for a fireplace and insulation Summer buyers are drawn to gardens, pools and air conditioning when purchasing Thinking of putting your home on the market? The time of year you do it could affect how well your […]

Online fraudsters target UK investors

Many UK investors use social media to help make their financial decisions To protect investors from misleading advice, the FCA is taking decisive action Professional guidance helps investors make safe, informed decisions and avoid costly mistakes Social media finfluencers. Internet searches. AI chatbots. A growing number of people in the UK are turning to unregulated – […]

Economic Review – October 2025

UK GDP edged up 0.1% in August, supported by stronger manufacturing output and improving private sector confidence Inflation held steady at 3.8%, fuelling expectations of another potential interest rate cut by year-end Global equities rose as US tech earnings impressed and a US-China trade truce boosted market optimism UK economy returns to growth Figures published […]

News in Review

UK inflation holds steady at 3.8%, with food prices easing for the first time since May 2024 Inheritance Tax receipts climb again, with forecasts suggesting record highs by the end of the decade Consumer confidence rises slightly as shoppers prepare for Black Friday and await the Chancellor’s upcoming Budget “The Chancellor must use the upcoming […]

Commercial Property Market Review – October 2025

Prime yields remain stable at 5.9%, signalling resilience and predictability in a cautious investment environment Hotel investment surged 28% year-on-year, driven by strong single-asset deals and renewed investor confidence in London Scottish market investment dipped 21% but quality assets and international buyers continue to drive solid demand Monthly market update The latest data from Savills […]

Residential Property Review – October 2025

The housing market remains subdued, with buyer demand, listings and sales activity all slipping amid pre-Budget uncertainty Landlord exits drive a sharp fall in rental supply, prompting RICS to forecast a 3% rent rise next year The government plans to make reforms to speed home sales and cut fall-throughs, including digital property packs and conditional […]