Key changes in the housing market
Landlords face reduced rental profitability as Income Tax on property earnings rises by two percentage points The Lifetime ISA will be phased out and replaced by a simpler product High-value homeowners may reconsider property decisions as new Council Tax surcharges target homes over £2m Although November’s Budget announcements may now feel like a distant memory, several measures introduced at the […]
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Small pension boost can make a big difference
Even small increases in pension contributions can substantially enhance retirement savings through compound investment growth Modest, consistent contributions over a career significantly boost long-term financial security and quality of retirement life Do your future self a favour with a one-off lump sum payment or incremental monthly increases. Everyone knows that a healthy pension pot is crucial for a comfortable […]
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News in Review
Keir Starmer claims China visit successful in rebuilding ties and securing visa-free travel and whisky tax cuts The government has revised its business rates following a backlash from pubs and music venues The Lifetime ISA is expected to be replaced by a new product due to launch in April 2028 “China is a vital player on the global stage and it is vital that we build a more […]
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Keep your home safe this winter
Check your home is protected against bad weather, such as freezing temperatures, high winds and heavy downpours Insurers paid out £585m for weather-related damage to homes and possessions in 2024, so check you’re adequately covered Make sure your boiler is serviced annually, identify fire hazards in your home and test smoke alarms. Frozen pipes. Blocked gutters. Damp rooms. The winter months can take their toll on […]
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Retirement ready in 2026?
Only 40–50% of UK’s Baby Boomers are on track to maintain their current lifestyle in retirement Only 6% of Gen X have a written retirement plan, despite nearing the end of their working lives Whatever your level of wealth, expert advice can help bridge the gap between retirement hopes and financial reality The start of a new year is an ideal […]
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Economic Review January 2026
UK economic momentum strengthened into 2026, with GDP rebounding and business surveys signalling improving private sector confidence Inflation ticked higher in December, but economists expect the rise to fade as temporary factors unwind Markets delivered solid January gains despite volatility, while labour demand softened and consumer confidence edged higher UK growth rate stronger than expected […]
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Kick off 2026 on top of your tax numbers
Start thinking about making the most of tax-efficient opportunities before the end of the 2025/26 tax year You can contribute as much as you like into your pension, but there’s a limit on the amount of tax relief you will receive each year You can make gifts worth up to £3,000 in each tax year, these gifts will be exempt from IHT […]
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News in Review
Trump “won’t use force” to seize Greenland – which came as a relief to global leaders and markets, after a challenging period With geopolitical risk dominating, WEF President cautioned that tensions could have a detrimental effect on global growth Price pressures are set to ease noticeably this year, particularly as the impact of last year’s energy and utility price hikes […]
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Residential Property Review – January 2026
House prices expected to rise 2% in 2026, with stronger growth outside London and the South First-time buyers benefit from more supply and slower rent growth, improving negotiating power and savings potential Prime London demand remained mixed, while Boxing Day activity hit records, signalling a busy start to 2026 Market predictions for 2026 What’s in store for the residential market […]
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Commercial Property Review – January 2026
Office demand stays strong — investors favour offices, though tenants are more selective on location Retail outperformed in 2025 — strong occupier markets and highest total returns, with investment volumes expected to pick up in 2026 Hotel investment slowed but resilient — single-asset deals kept momentum; outlook for 2026 is stronger with more portfolio activity Commercial property trends for 2026 […]
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