Consider all the variables
From many people’s perspectives, the Autumn Budget may have left a feeling that nothing much had changed in the world of personal financial planning, as there were no major changes announced to Income Tax, Capital Gains Tax, Inheritance Tax or pensions. However, the key consideration is how outside factors such as higher inflation could affect […]
Read More
Home Finance – In the news
BoMaD boom Half of all first-time buyer transactions were supported by the Bank of Mum & Dad (BoMaD) in 2021, according to analysis1. BoMaD contributions of £9.8bn helped 169,000 first-time buyers onto the housing ladder. Surging BoMaD contributions could become the norm, analysts suggest, after Help to Buy is withdrawn completely from March 2023 onwards. Time to negotiate? Six in ten […]
Read More
Residential Property Review – January 2022
Strong end to record-breaking year – but uncertainty ahead As Big Ben’s bongs rang out, a record-breaking year for the residential housing market gave way to an uncertain New Year. Completed transactions to November totalled 1.36 million, which means the number of homes sold in 2021 will reach levels not seen since before the global […]
Read More
Property Market Review – January 2022
Upbeat tone in new year forecasts 2022 could be a year of recovery for the commercial property market, two leading forecasts have suggested, with Colliers’ ‘Forecasts for 2022’ predicting investment volumes will reach £65bn and CBRE’s ‘UK Real Estate Outlook’ also foreseeing strong growth despite lingering risks. According to CBRE, the office market is predicted […]
Read More
News in Review
“It’s amazing to see the size of the economy back to pre-pandemic levels” A raft of economic news landed in the last week or so, one of the most prominent being the latest UK gross domestic product (GDP) statistics from the Office for National Statistics (ONS), which highlighted that the UK economy surpassed pre-COVID levels […]
Read More
Money – In the news
What’s on your playlist this year? Over the years, several studies have proven that investors can enter emotional relationships with the stocks in which they invest. Research has reinforced the concept that equity prices are not only driven by analysis of a company’s prospects but also by external factors which can directly impact investor mood. […]
Read More
Wealth – In the news
Scam victims suffer a £9.3bn hit to wellbeing Scams unfortunately continue to be rife. The financial impacts can be devastating, but a new study has sought to quantify the cost to scam victims’ wellbeing. By using a model that allows researchers to value changes in wellbeing in monetary terms, they have calculated the impact of […]
Read More
The housing market – what does 2022 hold in store?
Key drivers in the housing market in 2021 were a continuing desire for homes with more indoor and outdoor space, a mismatch in supply and demand, and the temporary cut in Stamp Duty. The resulting property boom, which according to Zoopla culminated in 1.5 million homes having changed hands last year, also saw UK house […]
Read More
Be pension prepared in 2022
If you have little idea how to prepare for retirement, then join the club. Nearly half (47%) of working age Brits are a bit lost when it comes to their pension savings1. Research has also revealed that just 28% feel secure in their understanding of how to manage their pension in the run-up to retirement, […]
Read More
News in Review
“Although supply chains remain severely stretched, there are at least signs that the situation is stabilising” As the new year takes root, the latest IHS Markit/CIPS Purchasing Managers’ Index has highlighted an elevated level of optimism amongst UK manufacturing firms. Although supply issues and staff shortages continue to hamper growth in the sector, production rose […]
Read More